Why might people use a Central Bank Digital Currency?
Central banks around the world are increasingly looking to develop Central Bank Digital Currencies (CBDCs) as the use of cash dwindles and people turn to third party providers of payments and new forms of money. But why would people use them?
New report: Money and Payments in Low Income Brazil
Emerging digital technologies are transforming currencies and finance, changing the way we save, spend and exchange value. But do people really need a new form of money? Our new report, Money and Payments in Low Income Brazil, examines payments practices in Brazil and explores how new financial tools might fit into the existing system.
Consumer credit and Buy Now Pay Later
Buy Now Pay Later (BNPL) services are expanding rapidly in the USA. Why do consumers use it, and how? What are the risks?